How to Keep the IRS from Becoming Your Biggest Heir: An Estate Planning Playbook
Inside the masterclass:
- Get a top-to-bottom review of estate planning tools, including wills, trusts, powers of attorney, healthcare directives, and investment vehicles…
- See how they all work together to create a plan intended to reduce tax exposure, protect assets, and more…
- Hear about real-world mistakes that tax attorney and wealth manager Michael J. Parise, Esq., sees costing families millions, and the steps that can help avoid them.
Use what you learn to help make more informed decisions and spot potential gaps in your own plan.
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Of course, many investors avoid putting much time or thought into building an estate plan. Maybe…
- They don’t think estate plans apply to them. They’ve only got $1 million, not the $30M before estate taxes kick in (guess they haven’t heard about the Stealth IRA Tax…).
- They aren’t worried that what they leave behind could get wrapped up in family member’s messy divorce, failing business, a lawsuit, or drinking/drug problems, and are happy to leave it to fate (even when there are great tools to combat that risk…).
- They have a will and think that’s good enough (they probably don’t realize that every word in it, the value of every account and property, is public… but doesn’t need to be).
- They haven’t done a projection and don’t realize how even a small gift to a child or grandchild can become something meaningful (e.g., as detailed in the report, how $500,000 given to a grandchild today could become $8 million by the time they retire in 40 years, even at a modest 7% post-fee annual return… IF you choose the right account type*).
- Or, frankly, they just aren’t all that comfortable confronting their own mortality.
Unfortunately, failing to prepare can leave you and your future beneficiaries paying far more taxes than necessary – or far worse, impact the long-term legacy you can leave your family. Even for those smart (or brave) enough to have done the planning… a solid-looking estate plan can have costly gaps.
The wrong tax treatment on an IRA or 401(k)…
A will that doesn’t match the reality of your assets…
A trust that’s never been properly funded.
Any one of these could leave your heirs with avoidable tax bills and costly delays.
The folks at Copper Beech Financial Group – WorthNet’s go-to partner for estate planning questions – have seen a LOT of estate plans. And over the years, just as many mistakes…
That’s why we teamed up with them to bring you these exclusive estate planning tools – free:
A deep dive with tax attorney and wealth manager Michael J. Parise, Esq., in this 90+ minute video resource gives a top-to-bottom review of estate planning tools – including wills, trusts, and powers of attorney, healthcare directives, and investment vehicles – and how they all work together to create a plan intended to reduce tax exposure, protect assets, and more. Michael reveals the real-world mistakes he sees costing families millions, and the steps that can help avoid them. Use what you learn to make more informed decisions and spot potential gaps in your own plan.
This in-depth report outlines one of the most common and costly mistakes that Copper Beech sees in estate planning today – a largely unknown new tax that will impact nearly every 401(k), IRA, or other pre-tax retirement account handed down to the next generation. It details practical strategies that planners can use to reduce or eliminate the impact of the ‘10-year rule.’
You’ve arrived via a link from an affiliated company. WorthNet and its affiliates operate independently under distinct regulatory frameworks and oversight. Engagement with one does not extend the rights, services, or protections of another. See WorthNet’s disclosures to understand our relationship, conflicts of interest, and our services. By entering your email address, you agree to receive communications from WorthNet and our partners in accordance with our Privacy Policy and Electronic Delivery practices. Opt-out at any time.
*Our hypothetical example, which is further detailed in the bonus report, assumes that a $500,000 gift is made using a tax-deferred or tax-free investment vehicle. Over 40 years, a 7% return would result in approximately $8 million in gross proceeds. A 7% post-fee return is used as a conservative estimate of the potential long-term growth of an all-stock portfolio (based on the over 10% average annual return of the S&P 500 index over the past 100 years – source), after accounting for investment/advisory fees, tracking error, and other performance differences. Actual performance will vary. All investing involves the risk of loss. The amounts cited are not adjusted for inflation and reflect nominal dollar-value returns only.
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Copper Beech Disclosures: Securities offered through Osaic Wealth, Inc., member FINRA/SIPC. Investment advisory services offered through Copper Beech Financial Group, LLC, an SEC-registered investment adviser. Additional advisory services may be offered through Copper Beech Financial Group. Osaic Wealth is separately owned, and other entities and/or marketing names, products, or services referenced here are independent of Osaic Wealth. Copper Beech is not affiliated with Osaic Wealth, Inc. Neither Osaic Wealth, Inc., nor its representatives provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions. These opinions are subject to change at any time without notice. Any comments or postings are provided for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments.
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